Life Insurance with Living Benefits
Most of us understand that it is important to carry Life Insurance. You may have to pay for things like:
Funeral Expense
Pay mortgage
Care for Spouse and/or Children
College
Pay off Debt
Loss of a Key Employee
Replace Income
& More
Did you know that today there are policies that in addition to paying at loss of life, they will also pay if you become ill?
No one ever expects to become ill, but hospitals and nursing homes are full of people that didn't expect it either. If you could extend your protection to include coverage for illness without increasing your cost, wouldn't you?
Today there are Life Insurance policies that pay Living Benefits. If you suffer a Critical (Cancer, Heart Attack, Stroke, more...) or a Chronic (Nursing Care) Illness you can access money from your Life Insurance policy while you are still alive.
Would you like to know more about this valuable benefit? Illness and Injury always happen when you don't expect it. No one has a sticky note on the refrigerator saying "Thursday I'll have a stroke". That's why having protection in place is so important. This coverage is available with both Term and Permanent (Universal Life) Life Insurance policies.